Who says you can have no chance to get a credit card with bad credit? At theislandnow.com, you can apply and get a guaranteed and secured credit card, specially designed for those with bad credit. If you can’t get approved for a regular credit card, the best alternative is here! It is best for those with bad credit scores and hopeless about getting approved for a credit card.
Get qualified for secured cards!
Getting a secured card is best than getting an unsecured one. Why? A secured card is easier to qualify for with lower interest rates and fees compared to other beginner credit cards. The booming market for subprime loans is the best option nowadays; these are a big help for customers with bad credit scores.
Credit cards with these advantages offer the best deals:
- low fixed rate
- cashback
- no late fees
Head on to this list of best credit cards that fit your needs:
- OpenSky
- Surge
- First Access
- FIT
- Reflex
All these credit cards are VISA, credit cards, and MasterCard.
The benefits of these credit cards
One of the mentioned credit cards above helps build your credit while giving peace of mind for a refundable deposit. The credit card mentioned here is OpenSky, which is secured. You have to deposit an amount of money as collateral for loan default.
One great thing about the credit card is being easy to get with yearly charges and no unsecured account upgrade feature. When you need to close the account and lose a security deposit when you want to deposit back. When planning to get this credit card, there is no credit check. Therefore, anyone can apply and get approved for this credit card option.
Secured and unsecured credit card
Finally, there’s a secured and unsecured credit card option for people with bad credit. Improve your credit history using a responsible credit card made for you. It is a credit card helping you to rebuild your credit. Although the credit card has no prominent rewards, it can help boost purchasing power and credit score.
Unlike most cards for bad credit or poor credit, it requires no security deposit when opening an account. It is why this card doesn’t belong to a secured card. It doesn’t propose a threat as collateral.
Most of these credit cards have been used by a lot of bad credit scores people. Yet, they found these credit cards as the solution to their long-time search for an easy credit card approval option.